Current SBA 504 Interest Rates:

Interest rates tied to the SBA 504 portion of the loan are set once a month with the sale of a bond on the New York market. These rates are fully amortized over the life of the loan.

Understanding the SBA 504 Interest Rate

20 Year SBA 504 Fixed Interest Rate = 5.555 %

A twenty-year SBA 504 bond pool funded on February 17th and included 492 individual loans (primarily for commercial real estate) to small business owners throughout the country.

10 Year SBA 504 Fixed Interest Rate = 4.914 %

A ten-year bond pool, which only funds in odd numbered months, funded on January 13th and included 44 individual loans (primarily for capital equipment) to small business owners throughout the country.

This graph plots the SBA 504 10-year and 20-year rates against the 10-year Treasury and Prime rates